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Residential Investment Finance

Investment finance for buy-to-let, HMO, MUFB and large residential portfolio acquisitions.

Typical Range:£500,000 – £100M+
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Overview
We introduce residential investment finance requirements to specialist lenders and institutional investors for professional landlords, portfolio investors and family offices acquiring or refinancing residential investment property.

Residential investment finance covers the acquisition and refinance of individual buy-to-let properties, houses in multiple occupation (HMOs), multi-unit freehold blocks (MUFBs) and larger residential investment portfolios. Lender criteria vary significantly by property type, location and portfolio size.

For larger and more complex residential investment requirements, we access specialist institutional lenders who can consider whole-portfolio structures, cross-collateralised facilities and bespoke covenant packages suited to experienced portfolio landlords.

Suited For
Professional buy-to-let landlords
HMO investors and operators
Multi-unit freehold block investors
Portfolio landlords (10+ properties)
Family offices with residential portfolios
Corporate residential investors
Key Features
Individual properties and portfolios considered
HMO and MUFB specialist lenders available
LTV up to 75% (standard) and 80% (select criteria)
Interest-only options available
Limited company and personal name borrowing
UK-wide residential coverage
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Compliance Notice: RC Private Clients acts solely as an introducer and does not lend money, provide regulated financial advice or arrange regulated finance. Any regulated activities are undertaken by appropriately authorised third-party firms.