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Property Finance

Commercial Mortgages

Long-term commercial mortgage facilities for investment and owner-occupied commercial properties across the UK and Europe.

Typical Range:£500,000 – £150M+
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Overview
We introduce commercial mortgage requirements to private banks, specialist lenders and institutional investors with expertise in investment-grade and owner-occupied commercial property across the UK and Europe.

Commercial mortgages provide long-term debt finance for the acquisition or refinance of commercial and semi-commercial property. Lenders assess the property type, tenant covenant, lease length, location and the borrower's financial strength and experience.

We introduce both investment commercial mortgages (where the property is let to one or more tenants) and owner-occupied commercial mortgages (where the borrower operates from the property). Multi-let and semi-commercial properties with a residential element are also considered.

Suited For
Commercial property investors
Owner-occupiers acquiring business premises
Semi-commercial property investors
Property companies refinancing commercial debt
Family offices with commercial real estate
Portfolio landlords with commercial assets
Key Features
Loan terms from 3 to 25 years
LTV up to 70–75% for investment property
Interest-only options available
UK and European commercial property
Multi-let and mixed-use assets considered
Both fixed and variable rate options
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Compliance Notice: RC Private Clients acts solely as an introducer and does not lend money, provide regulated financial advice or arrange regulated finance. Any regulated activities are undertaken by appropriately authorised third-party firms.