Funding Intelligence& Market Commentary
Perspectives on property finance, institutional credit, growth capital and cross-border funding markets from the RC Private Clients team.
Development Finance in 2025: What Borrowers Need to Know
Lender appetite for residential development finance has shifted considerably post-2023. We examine current LTV expectations, preferred structures and the regions attracting the most capital.
- Institutional CreditWarehouse Credit Facilities: Structuring for Non-Bank Lenders
3 May 2025 · 8 min read
- Growth CapitalVenture Debt vs. Growth Equity: Choosing the Right Capital Structure
22 April 2025 · 5 min read
- Market CommentaryUK Base Rate Outlook: Implications for Commercial Property Finance
10 April 2025 · 4 min read
Warehouse Credit Facilities: Structuring for Non-Bank Lenders
Warehouse credit lines remain one of the most efficient ways for specialist mortgage lenders to scale. We outline the key terms, lender expectations and common structuring approaches.
Venture Debt vs. Growth Equity: Choosing the Right Capital Structure
For high-growth businesses approaching Series B and beyond, the choice between venture debt and growth equity has significant implications for dilution, runway and operational flexibility.
UK Base Rate Outlook: Implications for Commercial Property Finance
With the Bank of England signalling a gradual easing cycle, we assess how fixed-rate and floating-rate commercial property loans are being priced — and what borrowers should consider now.
Cross-Border Property Finance: Structuring UK-to-Europe Transactions
UK-based developers and investors looking to fund European assets face a distinct set of lender preferences, regulatory requirements and currency considerations. Here is what you need to know.
Bridging Finance: When It Works — and When It Does Not
Bridging finance is widely misunderstood. We clarify when a bridge is the right tool, what lenders look for and the exit strategies that attract the most competitive pricing.
Forward Flow Agreements: A Primer for Specialist Lenders
Forward flow has emerged as a primary growth mechanism for specialist mortgage lenders seeking institutional-scale capital. We explain the structure, pricing dynamics and key negotiation points.
Technology Sector Lending: How Debt Funds are Approaching SaaS Businesses
Private credit providers have become significant players in technology sector lending. We examine the metrics that matter most, typical structures and current market rates.
Private Credit vs. Traditional Bank Debt: The 2025 Landscape
Private credit has continued to expand its market share at the expense of traditional bank lending. We compare pricing, flexibility, covenants and speed across both channels.
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