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Property Finance

Development Finance

Senior and stretched senior debt for residential and commercial development schemes across the UK and Europe.

Typical Range:£500,000 – £450M+
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Overview
We introduce development finance requirements to specialist lenders, debt funds and private capital providers with deep experience in UK and European residential, commercial and mixed-use development.

Development finance is required for ground-up construction, conversion projects, permitted development schemes, commercial development and mixed-use schemes. The appropriate structure depends on scheme size, location, planning status, developer track record and pre-sales or pre-let position.

We introduce requirements across the full capital stack including senior debt (typically 60–65% LTGDV), stretched senior (to 70–75% LTGDV), mezzanine and whole-loan facilities. For larger schemes, we also introduce structured JV equity and profit-share arrangements.

Suited For
Residential developers undertaking ground-up construction
Commercial development (office, industrial, logistics, retail)
Conversion and change of use schemes
Permitted development conversions
Mixed-use residential-led and commercial-led developments
Build-to-rent (BTR) and student accommodation schemes
Key Features
Senior debt from 55–65% of GDV
Stretched senior to 70–75% LTGDV
Mezzanine and whole-loan options available
Drawdown-based facility structures
UK and European coverage
Schemes from £500k to £450M+ considered
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Compliance Notice: RC Private Clients acts solely as an introducer and does not lend money, provide regulated financial advice or arrange regulated finance. Any regulated activities are undertaken by appropriately authorised third-party firms.