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Property Finance

Portfolio Refinance

Refinancing solutions for residential, commercial and mixed property portfolios.

Typical Range:£2M – £200M+
Overview

We introduce portfolio refinancing requirements to specialist lenders and debt funds providing competitive terms for mixed property portfolios across the UK.

Portfolio refinancing allows property investors and landlords to restructure existing debt across a collection of properties, often to achieve better pricing, extend loan terms, release equity or consolidate multiple facilities into a single portfolio loan.

Lenders with specialist portfolio capabilities can consider mixed-tenure portfolios including residential buy-to-let, HMOs, MUFBs, commercial and mixed-use properties. Portfolio loans are typically structured as term loans or revolving credit facilities with bespoke covenants.

Suited For
Portfolio landlords (10+ properties)
Residential buy-to-let portfolios
HMO and MUFB portfolios
Mixed residential and commercial portfolios
Commercial investment portfolios
Property companies restructuring debt
Key Features
Whole-portfolio and partial refinancing
Mixed tenure portfolios accepted
Competitive rates for strong portfolios
Revolving and term loan structures
Release of equity from unencumbered properties
No minimum number of properties
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